Mortgage Center
Carrie Sutherd | Loan Officer
NMLS #: 1376516
101 S. Park Ave.
Herrin, IL 62948
I am a 1987 graduate of Carterville High School, a 1989
graduate of John A. Logan College and went on to continue my education at
Sangamon State University in Springfield, IL. After the birth of my first daughter I decided to move back to Southern
Illinois, which is home to me, to raise my family in this beautiful area and
great community. I have resided in
Marion for the last 20 years. I have 2
daughters and enjoy spending time with them going to St. Louis Cardinals games,
concerts or whatever adventure they decide to take me on. Read more about Carrie.
Applying online is as easy as 1-2-3. You can apply now in as little as 10 minutes.
- Click Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed.
- I will follow up to answer your questions.
My goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help. Contact us at 618-942-6666.
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Mortgage Calculators
Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.
Learn MoreToday's Rates
| Conventional | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 7.250% | 7.302% | 0.000% |
| 20 Year Fixed Rate | ||
| Rate | APR | Points |
| 7.000% | 7.066% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.750% | 6.832% | 0.000% |
| USDA - Rural Housing | ||
| USDA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.500% | 7.016% | 0.000% |
| FHA | ||
| FHA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.375% | 7.156% | 0.000% |
| VA | ||
| Federal VA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.375% | 6.754% | 0.000% |
Rates shown below are subject to change at any time. Your actual rate will depend on factors including but not limited to loan type, property type, appraised value, occupancy and loan amount. Rates subject to credit approval.